Commercial debt recovery.

Our experienced team, including specialised debt recovery experts, brings extensive experience and knowledge to every case, adopt a practical, & results-oriented approach. This often allows us to achieve debt resolution without the need for immediate court intervention, which can potentially save you money. Our agents aim for amicable resolution every time and are trained in professional negotiation, de-escalation and maintaining business relationships where possible.​

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1. Letter Before Action (LBA): A formal notice sent to an individual or business demanding resolution before legal proceedings begin.

 

• Serves as a final opportunity for the recipient to address the issue (e.g., payment or remedy).

• Warns that court action will follow if the matter is not resolved.

 

Common Uses: Debt recovery, Civil disputes

 

Importance:

• Ensures the recipient is aware of the claim and has a chance to rectify the situation.

• Demonstrates fairness and due process in the legal process.

 

2. County Court Judgment

• If the debt is not paid, we can issue a money claim to obtain a Money Order.

• A Money Order can then be transferred by us to the High Court, for a Writ of Control, the order will also be registered on the Registry Trust to ensure the CCJ is entered against the debtor.

• Once we have the Writ of Control our Enforcement Agents, under the supervision of our Authorised High Court Officer, Andrew Mcdermott can then be enforced.

 

Another option available would-be Statutory Demand, which is a formal written demand for payment of a debt within 21 days. It is a serious legal notice and is usually a final warning before the creditor can start formal insolvency proceeds (Bankruptcy for an individual, or a winding-up petition for a company)

 

3. Statutory demands

• 21 days from the date of service to respond to the demand, by paying the debt, reaching a payment arrangement agreement or challenging it in court.

• It can only be used for undisputed debts.

• For company debts, the sum demanded must exceed £750.00 (section 123 (1)(a), Insolvency Act 1986; for individual debtors (i.e a person in their own capacity) the debt must be equal to or exceed £5,000.00 (section 267(4), Insolvency Act 1986)

• We instruct our consultant solicitors to provide us with the stat. demand; our agents then personally serve the demand on the debtor.

• Once served, a statement of service, certificate of service and full report with photos are sent to you.​